In our quick loan rankings, we usually show low value and short term offers. This time we decided to check if a person who needs more cash will also find an offer for themselves. We assumed that we want to borrow 8,000. USD with repayment spread over 24 months. There are definitely fewer offers, but there is still plenty to choose from.
These solutions can be a serious competition for bank loans, especially when we care about time. We can apply for a loan completely online, and the money can be on our account within a few minutes.
Loans for larger needs
The cheapest loan option can be found in Good Finance. The monthly installment will amount to 504 USD, which means we will give 12,085 USD in total. The maximum loan amount is USD 10,000. USD and the repayment period is 24 months. An additional advantage of Good Finance is the possibility of starting repayment even after two months of receiving money and taking advantage of credit holidays.
In the second place, we will find a Good Credit offer. Our monthly payment will be 537 USD, and the total cost of the loan is 4 886 USD. The maximum amount is also 10,000. USD and we can get up to 36 months to payback.
Provident takes third place. Every month we will have 573 dollars to give away, and the total cost is 5,760 dollars. We can borrow up to 15,000 at one time. USD, which must be returned within a maximum of 2 years.
Free first loans
The offer of non-bank loans, which we can use for free, has changed little. E-Money comes first, and it can lend us 2.5 thousand USD. It’s USD 100 less than recently. We must give the money back within 30 days. Incredit.pl is second with a loan for a maximum amount of USD 2,000. USD. In this case, the repayment can be spread over 61 days.
The next place is which will also offer us up to 2 thousand. USD, which must be returned within 45 days. The fourth-place is followed by two further offers with a maximum loan amount of 2,000. USD.
In the case of promotional loans, however, we must always remember that they will be free only if we refund the money on the first date. If we use the option to extend the repayment period, the company will charge us standard fees and commissions.