Small loans for civil servants particularly subsidized rates for many categories including public workers

The Social Institute Institute for Public Employee Management offers small loans at particularly subsidized rates for many categories including public workers , pensioners and their families. These small loans are granted to the applicant directly by the Institute or by banks and financial companies in agreement with it.

The small loans of Social Institute

The small loans of Social Institute

In the first case, these are loans and mortgages that the Institute has decided to finance directly from its own credit fund called the autonomous unitary management of credit and social benefits. In the second case, on the other hand, the loans are disbursed by banks and financial companies to citizens on the basis of agreements previously entered into with the Institute. The credit fund is constantly fed by the compulsory contribution of members of the Public Employee Management and by the voluntary contribution of pensioners from the Public Employee Management and registered workers and public pensioners.

Through Social Institute, civil servants will be able to apply for small loans and the extension by the latter of the possibility of applying for a loan for the purchase of the children’s home. One of the advantages of loans addressed to public employees is certainly given by the low number of documents that are requested by the Social Institute in order to proceed with the disbursement of the requested sum. The documents you need are a copy of your identity document, a copy of your tax code, a copy of the last paycheck received, a copy of the last cud received and finally your bank account statement. If there are agreements with the applicant’s workplace, the credit institution can, for example, ask applicants only for identity documents and a paycheck. But not only institutions such as Social Institute deal with providing small loans to civil servants, there are indeed banking and financial institutions that have decided to benefit their customers with this type of service.

Banks providing small loans to civil servants: Best bank

Banks providing small loans to civil servants: Best bank

Let’s start by talking about the popular banking group Best bank and its loan which can range from small sums to quite substantial figures dedicated to this particular category of workers. The Best Bank Public Employees Loan offers multiple financing solutions built specifically to meet the needs of retirees and civil servants. In fact, if you belong to one of these categories, you can take advantage of a loan of a maximum amount equal to 100,000 USD which provides really advantageous conditions, moreover you are in no hurry to repay it as it is a very long loan, it is in fact repayable up to a maximum of 120 months, or over ten years. The Best Bank Public Employees Loan is able to adequately respond to the future needs of its customers through the use of two truly advantageous options. The Reload option which can be used starting from the sixth installment, in fact, the loan holder can request information from the Bank on the additional credit that it may have without particular formalities. A second option called Flexi concerns the right to request, obviously if there is a need, the postponement of the payment of one or more installments.

Lite Lender offers for these workers

Unicredit offers for these workers

Even Lite Lender bank has dedicated a category of small and large loans for public and state employees, this offer is valid from 01/08/2016 to 31/12/2016 and to request it, just fill in the contact form perfectly to ask information and advice to an Agent. The customer has the possibility to choose the financing solution through Lite Lender’s MyAgents distribution network, in order to have the possibility of not providing the bank with asset guarantees and above all no expense vouchers. Lite Lender also makes loans for civil servants available through its transfer of the fifth for civil servants and the maximum amount payable is equal to the figure of 72,000 USD.